Checking Accounts

image
Take your confidence to the next level with the right checking account.
  • Ester Free Checking: $25 opening deposit. $0 monthly feesuper script. No minimum balance.
  • Ester eZ Checking: $50 opening deposit. $0 or $10 monthly fee. To waive the monthly fee, enroll in eStatements AND make 15 debit card purchases OR maintain an average account balance of $1,500 or more.
  • Ester Premier Checking: $500 opening deposit. $0 monthly fee. $25,000 required combined monthly balance.

A checking account is a deposit account that allows you to easily make withdrawals, deposits and fund transfers. It is also called a demand account or transactional account. Checking accounts can be accessed using checks, automated teller machines (ATMs), and electronic debits, among other methods¹. Checking accounts typically don’t provide much, if any, interest. Checking accounts can have fees, such as overdraft fees. Money in a checking account is typically insured for up to $250,000 by the Federal Deposit Insurance Corp. (FDIC)².