Savings Accounts

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Savings & CDs.

Certificates of Deposit (CDs) Are you a saver with long-term needs looking for higher returns? Our CDs may be a smart addition to your savings plan. You can lock in a fixed rate for a guaranteed term.

  • Depositors who are under age 19 or who are 65 and over are eligible for accounts for which most fees will be reduced or eliminated. Ask for additional information.
  • In each monthly statement period, you may make no more than six (6) transfers and/or withdrawals by means of preauthorized, automatic telephone or computer instructions or checks when applicable.
  • Various terms to meet your needs, from three months to five years.
  • Guaranteed fixed rate for the entire term.

A savings account is an interest-bearing deposit account held at a bank or other financial institution. Though these accounts typically pay only a modest interest rate, their safety and reliability make them a good option for parking cash that you want available for short-term needs.

Savings accounts are designed to hold money you don’t plan to spend immediately. This is different from a checking account, a transactional account meant for everyday spending, allowing you to write checks or make purchases and ATM withdrawals using a debit card.

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