Personal Banking

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At Charsbank, We offer the best
  • Charsbank Checking Accounts: Whatever your need or budget, you’ll find a smart, affordable, and convenient Charsbank checking account that’s right for you. And with our Checking Switch Kit, we make moving your account to us easy.
  • Savings & CDs: You know the importance of saving. We know how to make it easy for you with a full range of options – from savings accounts to money markets to CDs. All bank accounts offer the protection of FDIC coverage.
  • Home Loan & Personal Borrowing: Whether you’re looking to buy a home, make repairs to your house, or borrow for college or other expenses, Charsbank can lend you the expertise and money you need to reach your goals.
  • Charsbank Credit Cards: Take advantage of a convenient way to make and track purchases with an Charsbank Visasuper script® card. Low rates and no annual fee also make it affordable.
  • Convenient Banking: Life’s always moving. As an Charsbank customer, you can access your money wherever your life takes you – online, by phone or in person. With us, you’ll always stay connected.

Personal banking is a type of banking service and product line offered by banks to retail customers, that is consumers rather than businesses, intermediaries and institutions. The customers of personal banking services and products are commonly the general public that includes adult individuals, retirees, students, children who may be citizens, residents and non-residents depending on the requirements of the country or bank¹.

Personal bankers are responsible for helping bank customers open new accounts, resolving clients’ various issues, presenting the different products and services available to the existing and potential clients, investing in certificates of deposit, etc².

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